Credit to the Community or Sustaining Environmental Management Success

Credit to the Community (Cities and Contemporary Society): Community Reinvestment and Fair Lending Policy in the United States

Author: Dan Immergluck

"Credit to the Community provides the an examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets and documents the persistence of such problems even today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of United States to the ongoing support government provides through the subsidization of secondary markets and the maintenance of critical regulatory infrastructure." Dan Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives a new voice to rationales for such social contract policies as the Community Reinvestment Act (CRA). He also provides a long-term analysis on the failure of federal bank regulators to enforce the CRA and shows how successful periods of increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the twenty-first century.

See also: Core Concepts of Accounting Information Systems 9th Edition or The Drug Free Workplace

Sustaining Environmental Management Success: Best Business Practices from Industrial Leaders

Author: W Gary Wilson

For business and environmental professionals looking to sort through the latest trends in environmental management systems.

Sustaining Environmental Management Success is the essential guide to the latest practices and trends driving environmental management in business today. The authors, experts in this field, provide a thorough explanation of the many issues of environmental management, discussing its relationship to sustainability and value-based management. By offering real-world examples from leading companies who are pushing the envelope on environmental management practices, this book clearly lays out ways for you and your company to find and sustain success with your own initiatives. The profiles woven throughout the book emphasize key concepts and applications, as well as provide measures for assessing performance. The book also covers such key topics as writing an environmental policy, identifying environmental aspects, integrating business goals with environmental management systems, achieving sustainability, and integrating quality management initiatives.

Sustaining Environmental Management Success includes real-world examples from many U.S. and international businesses leading the way with new and effective environmental management practices, such as Chrysler, Gillette, Digital Equipment, Baxter Polaroid, Northern Telecom, Georgia-Pacific, and numerous smaller enterprises.

Table of Contents:

	Introduction
Sect. I	The Foundation
Ch. 1	On the Road to Sustainability through Environmental Management	3
Ch. 2	Trends and Drivers for Environmental Management	17
Ch. 3	Vision, Values, and Leadership	43
Sect. II	The Environmental Management System (EMS) Approach
Ch. 4	Environmental Management Systems	63
Ch. 5	Planning Your Company's EMS	79
Ch. 6	Implementing Your Company's EMS	109
Ch. 7	Monitoring and Improving EMS Performance	125
Ch. 8	Third-Party Certification	133
Ch. 9	Measuring and Reporting Environmental Performance	147
Sect. III	Integration and the Road to Value-Based Management
Ch. 10	Business, Quality, and Environmental Integration	177
Ch. 11	Value-Based Environmental Management and Sustainability	215
App. A	Information Sources	229
App. B	Environmental Terms and Definitions	235
App. C	Commonly Used Abbreviations and Acronyms	239
App. D	The Rio Declaration on Environment and Development	241
	Notes	247
	References	249
	Index	253